Debt collectors must treat consumers with truth, fairness, dignity, and respect. Debt collectors are regulated by numerous state and federal laws in their debt collection activities. Most people know that debt collectors cannot abuse them on the phone or in writing--what many people don't know is that they have many other legal rights, too. The Fair Debt Collection Practices Act ("FDCPA") lays down the federal law for how debt collectors have to behave when they are collecting a debt.
Wednesday, November 16, 2016
Roth, Morgan and Associates
Roth, Morgan and Associates is a fictitious name used by Allied Credit Consultants, LLC, an Orlando based Florida debt collector. It's debt collectors call consumers and impersonate paralegals acting on behalf of an attorney. Moreover, they also use pseudonyms such as "Scott Stevens", "Thomas Schaffer" and "Michael Bennett." Roth, Morgan and Associates debt collectors communicate with consumers in a manner that gives the false impression and appearance that they were associated with an attorney. On its website, the company boasts: "Roth & Morgan is an international business corporation that collects your delinquent accounts using our vast network of law firms and collection agencies. Before developing our network, we were your normal brick-and-mortar collection agency. Our personal collections experience and communications with other agencies and law firms convinced us there are better ways of collecting your debts - faster and with a higher collection rate."
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