Allied Credit Consultants, LLC

Allied Credit Consultants is an Orlando based Florida debt collector with an office located at: 4700 Millenia Blvd., Suite #175, Orlando, FL 32839.

In a lawsuit filed in United States District Court in Orlando, the consumer alleged that during February of 2016, he received 3 telephone calls from Allied Credit Consultants and the originating telephone number was 888-855-7131. The first caller to the consumer from Allied Credit Consultants identified himself as "Scott Stevens," Account Director from Allied Credit Consultants and paralegal. In a second call, the caller identified himself as "Michael Bennett" from "offices of Roth Morgan and Associates, and that his delinquent account had been "assigned to legal recovery." Angel Rivera, an employee of Allied Credit Consultants used the pseudonym "Michael Bennett" in calling the consumer. Another caller used the pseudonym "Scot Stevens" in calling the consumer.  In the telephone calls:

a.  Allied Credit Consultants told Plaintiff that if he did not set up a payment plan that they would be sending my information out to some kind of credit bureau that would intercept money out of any bank account he had; and

b.  Allied Credit Consultants told Plaintiff that they would garnish his wages from his work and out of his paycheck.

c.  Allied Credit Consultants communicated with a Plaintiff by telephone in a manner that gave the false impression and appearance that they were associated with an attorney. All of these acts, if proven, constitute violations of the Fair Debt Collection Practices Act.

Allied Credit Consultants, LLC

Allied Credit Consultants is an Orlando based Florida debt collector with an office located at: 4700 Millenia Blvd., Suite #175, Orlando, FL 32839.

In a lawsuit filed in United States District Court in Orlando, the consumer alleged that during February of 2016, he received 3 telephone calls from Allied Credit Consultants and the originating telephone number was 888-855-7131. The first caller to the consumer from Allied Credit Consultants identified himself as "Scott Stevens," Account Director from Allied Credit Consultants and paralegal. In a second call, the caller identified himself as "Michael Bennett" from "offices of Roth Morgan and Associates, and that his delinquent account had been "assigned to legal recovery." Angel Rivera, an employee of Allied Credit Consultants used the pseudonym "Michael Bennett" in calling the consumer. Another caller used the pseudonym "Scot Stevens" in calling the consumer.  In the telephone calls:

a.  Allied Credit Consultants told Plaintiff that if he did not set up a payment plan that they would be sending my information out to some kind of credit bureau that would intercept money out of any bank account he had; and

b.  Allied Credit Consultants told Plaintiff that they would garnish his wages from his work and out of his paycheck.

c.  Allied Credit Consultants communicated with a Plaintiff by telephone in a manner that gave the false impression and appearance that they were associated with an attorney. All of these acts, if proven, constitute violations of the Fair Debt Collection Practices Act.

"Wrong Number" Calls or Voicemails from Debt Collectors

Have you ever received calls from debt collectors for a person completely unknown to you? These “wrong number” calls are usually the result of collection calls being made to the person who owned the telephone number immediately prior to you. What do you do about these wrong number calls? My advice is to tell the debt collector that you are not the person that she/he is trying to contact and ask them to stop calling. However, this common sense approach often does not work because the debt collector does not believe the person that she/he spoke with. The collecting caller may believe that the person called is actually the true debtor and is trying to avoid the call by saying that it was a “wrong number.” If the debt collector keeps calling after being told that they have the wrong number, in this author’s opinion, the continued calls constitute harassment under the Fair Debt Collection Practices Act.

In addition, the “wrong number” calls could be in violation of the Telephone Consumer Protection Act (TCPA). The TCPA prohibits calls using a pre-recorded or artificial voice to deliver a message to a consumer unless there is a previous business relationship or consent for the call by the consumer. With most calls made by the debt industry to a consumer, the previous business relationship between the creditor and the consumer is sufficient to allow the debt collector to utilize a pre-recorded message. However, with wrong number collection calls, such a previous business relationship is lacking. Bringing suit under the TCPA premised on wrong number debt collection calls can result in substantial claimed damages. The TCPA provides for a statutory penalty of $500.00 per call and that amount increases to $1500.00 per intentional violation.

For more information, visit us at Stop Debtor Harassment or Consumer Rights Orlando.